…and it is about the worst I’ve ever heard. Requiring banks to provide insanely low interest loans and then having them sell them to the government? That is partially what got us into this mess, except they want to raise the bar for conforming to $625k and also give a $15k tax credit. It is the bad housing policies of the past 8 years on steroids and is a misguided attempt to prop up asset values at unsustainable levels. Plus, I’m not sure why the banks even need to be involved…if the government would be “required” to buy the mortgages then shouldn’t they just cut out the middle man? This plan will just cause hundreds of billions of dollars to flow to banks that are taking no risk, and leave us with the bill.