For the last few days, I’ve been writing about risk and responsibility. Specifically, I’ve tried to point out that individual decision-making played at least some role in setting up this current financial crisis.
Some seem to think I’m saying that the borrowers are the primary problem in all this — but that’s not it. What I am trying to point out is that although lenders certainly own a big chunk of the responsibility, one cannot place all the blame on them.
There is, in fact, a third player in all of this that not only set the entire situation up, it’s now doing its very best, too, to deflect focus onto the lenders: our government. And it’s not just the executive branch; this third player, upon whom most of my ire is focused, includes Congress, too.
They’ve been asleep at the wheel, people, and the bus has gone off the road.
Me, I think we need a whole new set of drivers come November. Our Constitution is forcing a shift-change on the executive branch this year, but the incompetents in the legislative branch also need their licenses pulled.
We need to throw the bums out.
Cross-posted from Polimom Says…