In offering solutions for medical insurance, politicians of all stripes keep reassuring voters about their right to be treated by “the doctor of your choice” rather than some faceless bureaucrat in a white coat under socialized medicine.
There are problems with this argument. Most Americans are now covered by HMOs, which present them with lists of “in-network” physicians either on their payroll or who have agreed to pre-set fees and, in many cases, face pressure to make life-and-death decisions on what’s best for the insurers’ bottom line.
In California, this divided loyalty recently came into focus with Blue Cross’ attempt to enlist doctors in reporting patients who fail to disclose previously existing conditions.
“We’re outraged, “the President of the California Medical Association responded, “that they are asking doctors to violate the sacred trust of patients to rat them out for medical information that patients would expect their doctors to handle with the utmost secrecy and confidentiality.”
The Blue Cross backed off, but the sanctity of the doctor-patient relationship is definitely showing symptoms of stress. New York Attorney General Andrew Cuomo is suing UnitedHealth for operating “a defective and manipulated database that most major health insurance companies rely upon to set reimbursement rates for out-of-network medical expenses.”
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