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	<title>Comments on: Down the Drain</title>
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		<title>By: JeffersonDavis</title>
		<link>http://themoderatevoice.com/52497/down-the-drain/comment-page-1/#comment-230641</link>
		<dc:creator>JeffersonDavis</dc:creator>
		<pubDate>Fri, 13 Nov 2009 20:51:49 +0000</pubDate>
		<guid isPermaLink="false">http://themoderatevoice.com/?p=52497#comment-230641</guid>
		<description>That&#039;s where regulation comes in.  I&#039;m talking about profit margin caps for healthcare entities ONLY here by the way.  Government oversight can keep the profits from being lied about or manipulated.  This is a semi-government &quot;take-over&quot; with free market left in place.&lt;br&gt;&lt;br&gt;And I attended the Tea Parties.  If this fixes the problem, I don&#039;t care how the companies see it.</description>
		<content:encoded><![CDATA[<p>That&#39;s where regulation comes in.  I&#39;m talking about profit margin caps for healthcare entities ONLY here by the way.  Government oversight can keep the profits from being lied about or manipulated.  This is a semi-government &#8220;take-over&#8221; with free market left in place.</p>
<p>And I attended the Tea Parties.  If this fixes the problem, I don&#39;t care how the companies see it.</p>
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		<title>By: GreenDreams</title>
		<link>http://themoderatevoice.com/52497/down-the-drain/comment-page-1/#comment-230497</link>
		<dc:creator>GreenDreams</dc:creator>
		<pubDate>Fri, 13 Nov 2009 07:18:41 +0000</pubDate>
		<guid isPermaLink="false">http://themoderatevoice.com/?p=52497#comment-230497</guid>
		<description>Good luck trying to gain traction for &quot;capping profit margins&quot;. There would be special tea parties just for that. Besides, as I pointed out, profit is malleable. Need a lower profit? Raise your costs. How about replacing those company limos with private jets for all the execs. Or a tropical paradise &quot;retreat&quot; for meetings? Or heck, why not just another round of bonuses?</description>
		<content:encoded><![CDATA[<p>Good luck trying to gain traction for &#8220;capping profit margins&#8221;. There would be special tea parties just for that. Besides, as I pointed out, profit is malleable. Need a lower profit? Raise your costs. How about replacing those company limos with private jets for all the execs. Or a tropical paradise &#8220;retreat&#8221; for meetings? Or heck, why not just another round of bonuses?</p>
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		<title>By: JeffersonDavis</title>
		<link>http://themoderatevoice.com/52497/down-the-drain/comment-page-1/#comment-230434</link>
		<dc:creator>JeffersonDavis</dc:creator>
		<pubDate>Fri, 13 Nov 2009 02:12:13 +0000</pubDate>
		<guid isPermaLink="false">http://themoderatevoice.com/?p=52497#comment-230434</guid>
		<description>&quot;price fixing or windfall profit tax?&quot;&lt;br&gt;&lt;br&gt;Neither.  (And this is when I start to sound like a democrat)&lt;br&gt;I support placing a cap on the profit margin of insurance and pharmaceutical companies as part of comprehensive healthcare reform package.  I also support limiting bonuses within these companies, and mandate a portion of the un-capped profit to go to the truly needy among us.&lt;br&gt;&lt;br&gt;As far as unionization, I&#039;m for organized labor and belong to one of the biggest ones in the nation (not SEIU).  I just believe that unions do not belong in certain industries - healthcare is among them.  Have the government regulate pay in this industry and provide some sort of greivance procedure without the union.  Healthcare workers can not and should not be allowed to strike - it&#039;s unethical - and without striking power a union isn&#039;t really anything but a scam.&lt;br&gt;&lt;br&gt;And for the last one.  Outlaw multiple billing.  One bill comes to the patient.  Make it law.</description>
		<content:encoded><![CDATA[<p>&#8220;price fixing or windfall profit tax?&#8221;</p>
<p>Neither.  (And this is when I start to sound like a democrat)<br />I support placing a cap on the profit margin of insurance and pharmaceutical companies as part of comprehensive healthcare reform package.  I also support limiting bonuses within these companies, and mandate a portion of the un-capped profit to go to the truly needy among us.</p>
<p>As far as unionization, I&#39;m for organized labor and belong to one of the biggest ones in the nation (not SEIU).  I just believe that unions do not belong in certain industries &#8211; healthcare is among them.  Have the government regulate pay in this industry and provide some sort of greivance procedure without the union.  Healthcare workers can not and should not be allowed to strike &#8211; it&#39;s unethical &#8211; and without striking power a union isn&#39;t really anything but a scam.</p>
<p>And for the last one.  Outlaw multiple billing.  One bill comes to the patient.  Make it law.</p>
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		<title>By: Dr J</title>
		<link>http://themoderatevoice.com/52497/down-the-drain/comment-page-1/#comment-230422</link>
		<dc:creator>Dr J</dc:creator>
		<pubDate>Fri, 13 Nov 2009 01:05:54 +0000</pubDate>
		<guid isPermaLink="false">http://themoderatevoice.com/?p=52497#comment-230422</guid>
		<description>In my calculus, greed figures in with 100% weight for everyone.  Moaning about it is a waste of time, and policies that hinge on people not being greedy may work in some alternate universe but have no use in ours.&lt;br&gt;&lt;br&gt;Defensive medicine is a cultural problem, and I&#039;m not imagining reforming the tort system makes it go away by itself, or quickly.  But we need a system that does a better job of the costs and benefits of treatment X, including the pressures you cite--patients want them, etc.  Tort reform is an important piece of the puzzle, but it&#039;s only one.&lt;br&gt;&lt;br&gt;&lt;i&gt;As for competition, well free market is what we&#039;ve had all along.&lt;/i&gt;&lt;br&gt;&lt;br&gt;Hogwash.  The government completely dominates the market.  It already pays for half of Americans&#039; care directly and heavily distorts the market for the other half.  What exactly are you imagining the market is &quot;free&quot; of?</description>
		<content:encoded><![CDATA[<p>In my calculus, greed figures in with 100% weight for everyone.  Moaning about it is a waste of time, and policies that hinge on people not being greedy may work in some alternate universe but have no use in ours.</p>
<p>Defensive medicine is a cultural problem, and I&#39;m not imagining reforming the tort system makes it go away by itself, or quickly.  But we need a system that does a better job of the costs and benefits of treatment X, including the pressures you cite&#8211;patients want them, etc.  Tort reform is an important piece of the puzzle, but it&#39;s only one.</p>
<p><i>As for competition, well free market is what we&#39;ve had all along.</i></p>
<p>Hogwash.  The government completely dominates the market.  It already pays for half of Americans&#39; care directly and heavily distorts the market for the other half.  What exactly are you imagining the market is &#8220;free&#8221; of?</p>
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		<title>By: GreenDreams</title>
		<link>http://themoderatevoice.com/52497/down-the-drain/comment-page-1/#comment-230400</link>
		<dc:creator>GreenDreams</dc:creator>
		<pubDate>Fri, 13 Nov 2009 00:51:09 +0000</pubDate>
		<guid isPermaLink="false">http://themoderatevoice.com/?p=52497#comment-230400</guid>
		<description>Yes, Dr. J, but analysis of &quot;defensive medicine&quot; (not preventive as you said) has not concluded that this is a major issue. Doctors order more tests for example, because patients want them, and because they either have no diagnosis or are unsure of it. You have evidence to the contrary? And as I noted, capping judgments in the three states that have done so did not even freeze malpractice rates, let alone lower them. Apparently you need to adjust the &quot;greed&quot; variable in your calculus.&lt;br&gt;&lt;br&gt;As for competition, well free market is what we&#039;ve had all along. It would appear not to work the way you think it should.</description>
		<content:encoded><![CDATA[<p>Yes, Dr. J, but analysis of &#8220;defensive medicine&#8221; (not preventive as you said) has not concluded that this is a major issue. Doctors order more tests for example, because patients want them, and because they either have no diagnosis or are unsure of it. You have evidence to the contrary? And as I noted, capping judgments in the three states that have done so did not even freeze malpractice rates, let alone lower them. Apparently you need to adjust the &#8220;greed&#8221; variable in your calculus.</p>
<p>As for competition, well free market is what we&#39;ve had all along. It would appear not to work the way you think it should.</p>
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		<title>By: Dr J</title>
		<link>http://themoderatevoice.com/52497/down-the-drain/comment-page-1/#comment-230399</link>
		<dc:creator>Dr J</dc:creator>
		<pubDate>Fri, 13 Nov 2009 00:38:56 +0000</pubDate>
		<guid isPermaLink="false">http://themoderatevoice.com/?p=52497#comment-230399</guid>
		<description>GreenDreams, the estimates of the benefit of tort reform I&#039;ve seen you cite have focused on direct costs such as malpractice insurance premiums or settlements rather than the indirect costs of preventive medicine.  A doctor who covers his ass by egregiously over-testing and over-treating should theoretically have low malpractice premiums, so your calculus would foresee very low potential savings.&lt;br&gt;&lt;br&gt;As for paying nurses less, yes.  The median staff RN hereabouts makes $103K (per &lt;a href=&quot;http://salary.com&quot; rel=&quot;nofollow&quot;&gt;salary.com&lt;/a&gt;) in total compensation, and nationally they average nearly $90K.  Many of them doubtless are driving away in a Lexus.&lt;br&gt;&lt;br&gt;How to put pressure on their earnings?  Or pharma profits?  Or executive bonuses?  The only way that ever really works: competition.</description>
		<content:encoded><![CDATA[<p>GreenDreams, the estimates of the benefit of tort reform I&#39;ve seen you cite have focused on direct costs such as malpractice insurance premiums or settlements rather than the indirect costs of preventive medicine.  A doctor who covers his ass by egregiously over-testing and over-treating should theoretically have low malpractice premiums, so your calculus would foresee very low potential savings.</p>
<p>As for paying nurses less, yes.  The median staff RN hereabouts makes $103K (per <a href="http://salary.com" rel="nofollow">salary.com</a>) in total compensation, and nationally they average nearly $90K.  Many of them doubtless are driving away in a Lexus.</p>
<p>How to put pressure on their earnings?  Or pharma profits?  Or executive bonuses?  The only way that ever really works: competition.</p>
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		<title>By: GreenDreams</title>
		<link>http://themoderatevoice.com/52497/down-the-drain/comment-page-1/#comment-230396</link>
		<dc:creator>GreenDreams</dc:creator>
		<pubDate>Fri, 13 Nov 2009 00:01:21 +0000</pubDate>
		<guid isPermaLink="false">http://themoderatevoice.com/?p=52497#comment-230396</guid>
		<description>Well as I noted, cracking down on victims through &quot;tort reform&quot; doesn&#039;t pay off. The highest estimate I&#039;ve seen of that is 2%, with most research supporting the 0.5% figure. Let me amplify that point. Even if it&#039;s 2%, I assume you don&#039;t think all malpractice claims are fraudulent or frivolous. What do you think? Half? One third? Even assuming it&#039;s as high as half, that knocks the savings from tort reform to nearly nothing. Furthermore, it&#039;s estimated that only 3% of those who were entitled to sue actually did. Scary number. You sure you want to shine a light on whether wronged patients are the cause of our problem?&lt;br&gt;&lt;br&gt;I&#039;m not sure how you intend to restrict pharma profits or insurance. Government price fixing? Windfall profit tax? The latter won&#039;t work either because the poor insurance industry &quot;only&quot; makes 4% profit. But that&#039;s after all expenses, including lobbying, all those obnoxious ads and massive executive salaries and perks. If their profit is taxed more, they just &quot;lower&quot; their profit by taking more off the bottom line. I&#039;m sure the CEO and officers will be glad to oblige. &lt;br&gt;&lt;br&gt;Unionization? You mean pay the nurses, orderlies, cooks and housekeeping staff LESS? You must think they&#039;re living large. But you know better. You see a lot of those people driving away in a Lexus?&lt;br&gt;&lt;br&gt;As for your last item, that&#039;s a tough one. You may be surprised to learn that it is ALSO part of the insurance industry problem. The surgeon doesn&#039;t bill the patient for anaesthesia so his insurance is not responsible for mistakes by the anaesthesiologist. Same with all the other bits. Everyone bills separately so no one is seen as a &quot;subcontractor&quot;.</description>
		<content:encoded><![CDATA[<p>Well as I noted, cracking down on victims through &#8220;tort reform&#8221; doesn&#39;t pay off. The highest estimate I&#39;ve seen of that is 2%, with most research supporting the 0.5% figure. Let me amplify that point. Even if it&#39;s 2%, I assume you don&#39;t think all malpractice claims are fraudulent or frivolous. What do you think? Half? One third? Even assuming it&#39;s as high as half, that knocks the savings from tort reform to nearly nothing. Furthermore, it&#39;s estimated that only 3% of those who were entitled to sue actually did. Scary number. You sure you want to shine a light on whether wronged patients are the cause of our problem?</p>
<p>I&#39;m not sure how you intend to restrict pharma profits or insurance. Government price fixing? Windfall profit tax? The latter won&#39;t work either because the poor insurance industry &#8220;only&#8221; makes 4% profit. But that&#39;s after all expenses, including lobbying, all those obnoxious ads and massive executive salaries and perks. If their profit is taxed more, they just &#8220;lower&#8221; their profit by taking more off the bottom line. I&#39;m sure the CEO and officers will be glad to oblige. </p>
<p>Unionization? You mean pay the nurses, orderlies, cooks and housekeeping staff LESS? You must think they&#39;re living large. But you know better. You see a lot of those people driving away in a Lexus?</p>
<p>As for your last item, that&#39;s a tough one. You may be surprised to learn that it is ALSO part of the insurance industry problem. The surgeon doesn&#39;t bill the patient for anaesthesia so his insurance is not responsible for mistakes by the anaesthesiologist. Same with all the other bits. Everyone bills separately so no one is seen as a &#8220;subcontractor&#8221;.</p>
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		<title>By: JeffersonDavis</title>
		<link>http://themoderatevoice.com/52497/down-the-drain/comment-page-1/#comment-230352</link>
		<dc:creator>JeffersonDavis</dc:creator>
		<pubDate>Thu, 12 Nov 2009 22:46:35 +0000</pubDate>
		<guid isPermaLink="false">http://themoderatevoice.com/?p=52497#comment-230352</guid>
		<description>Green,&lt;br&gt;&lt;br&gt;Good to see eye to eye on that.  But you have to admit that massive restriction on all of those entities would have cost about 3/4 trillion dollars less, right?</description>
		<content:encoded><![CDATA[<p>Green,</p>
<p>Good to see eye to eye on that.  But you have to admit that massive restriction on all of those entities would have cost about 3/4 trillion dollars less, right?</p>
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		<title>By: GreenDreams</title>
		<link>http://themoderatevoice.com/52497/down-the-drain/comment-page-1/#comment-230337</link>
		<dc:creator>GreenDreams</dc:creator>
		<pubDate>Thu, 12 Nov 2009 22:18:39 +0000</pubDate>
		<guid isPermaLink="false">http://themoderatevoice.com/?p=52497#comment-230337</guid>
		<description>I agree with you about the current bill. I&#039;m not happy with it, but will await a final bill to see what gets fixed. Some things did get fixed. Medicare can negotiate lower prices for drugs for one thing. But so much has been done to appease the insurance industry that real cost controls have been crippled. For the reform to provide the competition that will bring down prices, everyone has to be able to choose the public option. Only if the insurance industry&#039;s current customers are at risk will they feel the need to keep prices down; even those in employer paid plans. I&#039;ll be looking for that in the final bill. Without a &quot;robust public option&quot; the insurance companies will continue down the same path they&#039;re on now and we all lose.</description>
		<content:encoded><![CDATA[<p>I agree with you about the current bill. I&#39;m not happy with it, but will await a final bill to see what gets fixed. Some things did get fixed. Medicare can negotiate lower prices for drugs for one thing. But so much has been done to appease the insurance industry that real cost controls have been crippled. For the reform to provide the competition that will bring down prices, everyone has to be able to choose the public option. Only if the insurance industry&#39;s current customers are at risk will they feel the need to keep prices down; even those in employer paid plans. I&#39;ll be looking for that in the final bill. Without a &#8220;robust public option&#8221; the insurance companies will continue down the same path they&#39;re on now and we all lose.</p>
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		<title>By: JeffersonDavis</title>
		<link>http://themoderatevoice.com/52497/down-the-drain/comment-page-1/#comment-230221</link>
		<dc:creator>JeffersonDavis</dc:creator>
		<pubDate>Thu, 12 Nov 2009 19:09:22 +0000</pubDate>
		<guid isPermaLink="false">http://themoderatevoice.com/?p=52497#comment-230221</guid>
		<description>That&#039;s ok about the healthcare misunderstanding.  For most in my situation, your assumption would have been correct.  &lt;br&gt;&lt;br&gt;Is that really true about the .5% of healthcare costs being from malpractice settlements?  I can possibly agree that the actual amount given out is .5%, but that may not reflect the actual amount the insurance companies pass on to their customers because of it.&lt;br&gt;&lt;br&gt;Regardless, the crap that goes down with fraud and lawsuit abuse is wrong, and should be regulated.  Lawyers and Insurance companies are rolling in the dough through other people&#039;s misfortunes.  I&#039;m not stupid enough to say that businesses should not make lots of money - I&#039;m glad they do.  But healthcare is not a commodity and human health should not be thrown into the purely unfettered capitalism ring.  I don&#039;t give a hoot if someone cannot make money providing healthcare. &lt;br&gt;&lt;br&gt;That still leaves Pharmaceutical greed, Insurance Greed, Doctor/Healthcare worker issues, and billing dishonesty.  I&#039;m convinced, through my research, that those items are at the core of the 1000% cost increase since the 70&#039;s.  Neither party in Congress has even begun to address those.  That&#039;s what is so darned frustrating.&lt;br&gt;&lt;br&gt;As for single payer.... I&#039;d rather have that than the mess they are throwing us in this Baucus/Pelosi mess.  It doesn&#039;t address the core problems.  Either go ahead with single payer, or scrap the poor excuse that is being presented now and atttempt REAL reform.</description>
		<content:encoded><![CDATA[<p>That&#39;s ok about the healthcare misunderstanding.  For most in my situation, your assumption would have been correct.  </p>
<p>Is that really true about the .5% of healthcare costs being from malpractice settlements?  I can possibly agree that the actual amount given out is .5%, but that may not reflect the actual amount the insurance companies pass on to their customers because of it.</p>
<p>Regardless, the crap that goes down with fraud and lawsuit abuse is wrong, and should be regulated.  Lawyers and Insurance companies are rolling in the dough through other people&#39;s misfortunes.  I&#39;m not stupid enough to say that businesses should not make lots of money &#8211; I&#39;m glad they do.  But healthcare is not a commodity and human health should not be thrown into the purely unfettered capitalism ring.  I don&#39;t give a hoot if someone cannot make money providing healthcare. </p>
<p>That still leaves Pharmaceutical greed, Insurance Greed, Doctor/Healthcare worker issues, and billing dishonesty.  I&#39;m convinced, through my research, that those items are at the core of the 1000% cost increase since the 70&#39;s.  Neither party in Congress has even begun to address those.  That&#39;s what is so darned frustrating.</p>
<p>As for single payer&#8230;. I&#39;d rather have that than the mess they are throwing us in this Baucus/Pelosi mess.  It doesn&#39;t address the core problems.  Either go ahead with single payer, or scrap the poor excuse that is being presented now and atttempt REAL reform.</p>
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		<title>By: GreenDreams</title>
		<link>http://themoderatevoice.com/52497/down-the-drain/comment-page-1/#comment-230196</link>
		<dc:creator>GreenDreams</dc:creator>
		<pubDate>Thu, 12 Nov 2009 18:27:28 +0000</pubDate>
		<guid isPermaLink="false">http://themoderatevoice.com/?p=52497#comment-230196</guid>
		<description>Prof, I agree with your list.</description>
		<content:encoded><![CDATA[<p>Prof, I agree with your list.</p>
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		<title>By: GreenDreams</title>
		<link>http://themoderatevoice.com/52497/down-the-drain/comment-page-1/#comment-230195</link>
		<dc:creator>GreenDreams</dc:creator>
		<pubDate>Thu, 12 Nov 2009 18:26:03 +0000</pubDate>
		<guid isPermaLink="false">http://themoderatevoice.com/?p=52497#comment-230195</guid>
		<description>Jefferson, I sit corrected. Figured you and your family had military health care. Your #1 reason for health care rise is lawyers and malpractice? Why? That&#039;s only 0.5% of health care cost. Plus the states that have capped malpractice settlements have seen their malpractice insurance rates go UP, not down, just like every other state. So that would be a nice bit of profit enhancement to the insurance biz, but current experience is that it does not help reduce health care cost, and even if it did, it&#039;s 0.5%. I agree with 2,3 and 5. But unionization? My mom&#039;s a nurse. My sister is a nurse. I was married to one. Man, painting their piddling salaries and benefits as a demon in the system is just unfathomable. &lt;br&gt;&lt;br&gt;As for what the Dems are doing, again I point to the Taiwan government. They studied every major health care system and concluded that single payer with 100% enrollment was the way to deliver health care to their citizens for the lowest cost. There is no other way to deal with insurance co and drug co greed, and the GOP has PROTECTED their profits by forcing Medicare to NOT negotiate. JD, would you invest in a company that directed its staff NOT to negotiate because it would be unfair to vendors? What a colossal disconnect with business reality.</description>
		<content:encoded><![CDATA[<p>Jefferson, I sit corrected. Figured you and your family had military health care. Your #1 reason for health care rise is lawyers and malpractice? Why? That&#39;s only 0.5% of health care cost. Plus the states that have capped malpractice settlements have seen their malpractice insurance rates go UP, not down, just like every other state. So that would be a nice bit of profit enhancement to the insurance biz, but current experience is that it does not help reduce health care cost, and even if it did, it&#39;s 0.5%. I agree with 2,3 and 5. But unionization? My mom&#39;s a nurse. My sister is a nurse. I was married to one. Man, painting their piddling salaries and benefits as a demon in the system is just unfathomable. </p>
<p>As for what the Dems are doing, again I point to the Taiwan government. They studied every major health care system and concluded that single payer with 100% enrollment was the way to deliver health care to their citizens for the lowest cost. There is no other way to deal with insurance co and drug co greed, and the GOP has PROTECTED their profits by forcing Medicare to NOT negotiate. JD, would you invest in a company that directed its staff NOT to negotiate because it would be unfair to vendors? What a colossal disconnect with business reality.</p>
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		<title>By: ProfElwood</title>
		<link>http://themoderatevoice.com/52497/down-the-drain/comment-page-1/#comment-230048</link>
		<dc:creator>ProfElwood</dc:creator>
		<pubDate>Thu, 12 Nov 2009 05:42:25 +0000</pubDate>
		<guid isPermaLink="false">http://themoderatevoice.com/?p=52497#comment-230048</guid>
		<description>I&#039;d like to add to JD&#039;s list, except that I like tracing back to laws.&lt;br&gt;&lt;br&gt;McCarran-Ferguson, which gave the AMA way too much power and created the near monopolies that health insurance companies have in every state. It&#039;s purpose was to increase doctors salaries, that is, to drive up medical costs. I think it worked!&lt;br&gt;ERISA pre-emption, which has been misconstrued to prevent all lawsuits against health insurance companies and employers who have ERISA plans.&lt;br&gt;Laws against buying medicines from other countries.&lt;br&gt;Laws that prevent people from forming arbitrary groups for the purpose of purchasing health care and health insurance.&lt;br&gt;And of course I couldn&#039;t leave out the tax &quot;subsidy&quot; for getting insurance through your employer, the one that you have mentioned on several occasions.</description>
		<content:encoded><![CDATA[<p>I&#39;d like to add to JD&#39;s list, except that I like tracing back to laws.</p>
<p>McCarran-Ferguson, which gave the AMA way too much power and created the near monopolies that health insurance companies have in every state. It&#39;s purpose was to increase doctors salaries, that is, to drive up medical costs. I think it worked!<br />ERISA pre-emption, which has been misconstrued to prevent all lawsuits against health insurance companies and employers who have ERISA plans.<br />Laws against buying medicines from other countries.<br />Laws that prevent people from forming arbitrary groups for the purpose of purchasing health care and health insurance.<br />And of course I couldn&#39;t leave out the tax &#8220;subsidy&#8221; for getting insurance through your employer, the one that you have mentioned on several occasions.</p>
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		<title>By: JeffersonDavis</title>
		<link>http://themoderatevoice.com/52497/down-the-drain/comment-page-1/#comment-229974</link>
		<dc:creator>JeffersonDavis</dc:creator>
		<pubDate>Wed, 11 Nov 2009 23:18:06 +0000</pubDate>
		<guid isPermaLink="false">http://themoderatevoice.com/?p=52497#comment-229974</guid>
		<description>I just don&#039;t know, Green.  You can&#039;t just put the praise only upon our party.  The repubs have done some good, but just not in healthcare.  We&#039;ll just have to agree to disagree about the Clinton Administration.  The major reduction in military spending (after the cold war) helped Clinton&#039;s overall picture.  We simply did not need the bases we had after the cold war.  That was begun with GHW Bush and a democratic Congress - and it continued under Clinton and a republican congress (in 96).  It&#039;s good to walk into office with that kind of financial burden off of your bottom line.  &lt;br&gt;&lt;br&gt;And I&#039;ve seen the charts.  When Dems/Dems hold both branches the trend has historically been downward in terms of debt.  But only when Repubs hold Congress and Dems hold the Whitehouse, has the trend REVERSE from upward to downward.  We are currently in the biggest upward debt swing since WWII.&lt;br&gt;&lt;br&gt;And I do NOT have government healthcare.  I have to pay a monthly fee just like you do for my family.  It&#039;s approximately the same as Blue Cross elsewhere for family coverage.  I am covered, but they are not since they do not live at least 50 miles from a military treatment center (base).  &lt;br&gt;&lt;br&gt;Why the nasty little jab, bro?&lt;br&gt;&lt;br&gt;And I KNOW all about health plans since I was born.  My father had an awesome plan at his job.  There was only ONE bill that showed up.  His insurance paid 80%, no questions asked.  Prescription medicine was cheap, and most doctors cared about CURING you, not just TREATING you.  Doctors did not have to worry about being sued for practicing their craft, unless they purposely or neglegibly did something fatal.&lt;br&gt;&lt;br&gt;Why is healthcare so expensive now?&lt;br&gt;1.  LAWYERS and million/billion dollars lawsuits.&lt;br&gt;2.  Insurance company greed.&lt;br&gt;3.  Pharmaceutical greed.&lt;br&gt;4.  Unionization of healthcare workers.&lt;br&gt;5.  Breakup of payments - doctor bill, x-ray bill, aspirin bill, hospital bill, sheet cleaning bill, etc.&lt;br&gt;&lt;br&gt;And you know what?  Instead of tackling the above problems, the democrats just want to scrap the whole thing and put in place a massively expensive public healthcare plan.  All they had to do is address the problems that made it get so expensive in the first place.  The republicans have failed to do that as well.  &lt;br&gt;Now all we have to look forward to is a health plan with questionable performance and efficiency (or availability) and high taxes.  YAY!  I already pay 50% of my pay in taxes of some sort.  I&#039;ve had enough.</description>
		<content:encoded><![CDATA[<p>I just don&#39;t know, Green.  You can&#39;t just put the praise only upon our party.  The repubs have done some good, but just not in healthcare.  We&#39;ll just have to agree to disagree about the Clinton Administration.  The major reduction in military spending (after the cold war) helped Clinton&#39;s overall picture.  We simply did not need the bases we had after the cold war.  That was begun with GHW Bush and a democratic Congress &#8211; and it continued under Clinton and a republican congress (in 96).  It&#39;s good to walk into office with that kind of financial burden off of your bottom line.  </p>
<p>And I&#39;ve seen the charts.  When Dems/Dems hold both branches the trend has historically been downward in terms of debt.  But only when Repubs hold Congress and Dems hold the Whitehouse, has the trend REVERSE from upward to downward.  We are currently in the biggest upward debt swing since WWII.</p>
<p>And I do NOT have government healthcare.  I have to pay a monthly fee just like you do for my family.  It&#39;s approximately the same as Blue Cross elsewhere for family coverage.  I am covered, but they are not since they do not live at least 50 miles from a military treatment center (base).  </p>
<p>Why the nasty little jab, bro?</p>
<p>And I KNOW all about health plans since I was born.  My father had an awesome plan at his job.  There was only ONE bill that showed up.  His insurance paid 80%, no questions asked.  Prescription medicine was cheap, and most doctors cared about CURING you, not just TREATING you.  Doctors did not have to worry about being sued for practicing their craft, unless they purposely or neglegibly did something fatal.</p>
<p>Why is healthcare so expensive now?<br />1.  LAWYERS and million/billion dollars lawsuits.<br />2.  Insurance company greed.<br />3.  Pharmaceutical greed.<br />4.  Unionization of healthcare workers.<br />5.  Breakup of payments &#8211; doctor bill, x-ray bill, aspirin bill, hospital bill, sheet cleaning bill, etc.</p>
<p>And you know what?  Instead of tackling the above problems, the democrats just want to scrap the whole thing and put in place a massively expensive public healthcare plan.  All they had to do is address the problems that made it get so expensive in the first place.  The republicans have failed to do that as well.  <br />Now all we have to look forward to is a health plan with questionable performance and efficiency (or availability) and high taxes.  YAY!  I already pay 50% of my pay in taxes of some sort.  I&#39;ve had enough.</p>
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		<title>By: GreenDreams</title>
		<link>http://themoderatevoice.com/52497/down-the-drain/comment-page-1/#comment-229960</link>
		<dc:creator>GreenDreams</dc:creator>
		<pubDate>Wed, 11 Nov 2009 22:37:12 +0000</pubDate>
		<guid isPermaLink="false">http://themoderatevoice.com/?p=52497#comment-229960</guid>
		<description>Jefferson, just like Obama, Clinton had to do all he could the first year, and that&#039;s when the economic changes were passed, by Democrats, with no Republican support. Look it up. The GOP said it would result in financial ruin. They were wrong. It is THEIR policies that create and deflate the house of cards.&lt;br&gt;&lt;br&gt;BTW, the debt is now &gt;$12 trillion. Our disagreement, the major one, on health care, is that you think the private insurance mess we have now will ultimately cost less (for what reason I cannot fathom). I believe the only way out of our health care cost crisis is to learn from the successful models, as Taiwan did when revamping their system. That means single payer nonprofit medicine. It costs LESS, not more. But you&#039;ll see. You&#039;re young enough to see private insurance double in 10 years (last doubling was 9 yrs) so it&#039;s FOUR times what it was when Bush entered office. Then 10 years later, it will double again, to EIGHT times what it was. &lt;br&gt;&lt;br&gt;Oh yeah, you already have government health care. Never mind. That&#039;s OUR problem, not yours.</description>
		<content:encoded><![CDATA[<p>Jefferson, just like Obama, Clinton had to do all he could the first year, and that&#39;s when the economic changes were passed, by Democrats, with no Republican support. Look it up. The GOP said it would result in financial ruin. They were wrong. It is THEIR policies that create and deflate the house of cards.</p>
<p>BTW, the debt is now &gt;$12 trillion. Our disagreement, the major one, on health care, is that you think the private insurance mess we have now will ultimately cost less (for what reason I cannot fathom). I believe the only way out of our health care cost crisis is to learn from the successful models, as Taiwan did when revamping their system. That means single payer nonprofit medicine. It costs LESS, not more. But you&#39;ll see. You&#39;re young enough to see private insurance double in 10 years (last doubling was 9 yrs) so it&#39;s FOUR times what it was when Bush entered office. Then 10 years later, it will double again, to EIGHT times what it was. </p>
<p>Oh yeah, you already have government health care. Never mind. That&#39;s OUR problem, not yours.</p>
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		<title>By: GreenDreams</title>
		<link>http://themoderatevoice.com/52497/down-the-drain/comment-page-1/#comment-229959</link>
		<dc:creator>GreenDreams</dc:creator>
		<pubDate>Wed, 11 Nov 2009 22:29:08 +0000</pubDate>
		<guid isPermaLink="false">http://themoderatevoice.com/?p=52497#comment-229959</guid>
		<description>I agree with you about the bubbles being recreated. I agree we need to break up any business that is deemed &quot;too big to fail&quot;. We should never again allow companies to exceed our ability to shrug off their failure. And I totally agree with eliminating corporate welfare. ALL of it.</description>
		<content:encoded><![CDATA[<p>I agree with you about the bubbles being recreated. I agree we need to break up any business that is deemed &#8220;too big to fail&#8221;. We should never again allow companies to exceed our ability to shrug off their failure. And I totally agree with eliminating corporate welfare. ALL of it.</p>
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		<title>By: JeffersonDavis</title>
		<link>http://themoderatevoice.com/52497/down-the-drain/comment-page-1/#comment-229936</link>
		<dc:creator>JeffersonDavis</dc:creator>
		<pubDate>Wed, 11 Nov 2009 20:11:44 +0000</pubDate>
		<guid isPermaLink="false">http://themoderatevoice.com/?p=52497#comment-229936</guid>
		<description>&quot;the policies Clinton enacted were opposed by Republicans&quot;&lt;br&gt;&lt;br&gt;That&#039;s not necessarily true, Green.  The President makes the budget and it is approved by Congress.  If the GOP truely opposed Clinton&#039;s policies, then the budget would not have passed.  I&#039;m just giving credit to both parties here - where it belongs.  Clinton was an excellent executive.  But, in the GOP&#039;s defense, if Clinton would have had his way with Universal Healthcare, do you think he would have kept the surplus he had at the end of his term?  Not likely.&lt;br&gt;Actually, that would have been the BEST time to do something like healthcare reform.  But the GOP screwed up and didn&#039;t acknowlege it as a problem, and chose the status quo.  &lt;br&gt;Right now, however, when the economy sucks and the debt is already up around 7-9 TRILLION, it is the absolute worst time to do healthcare.  I only want Congress to get the deficit down and keep the &quot;popluar programs&quot; that we absolutely cannot do without - doing away with all of the &quot;fluff&quot;.&lt;br&gt;&lt;br&gt;As far as the difference in parties go.  I do not agree.&lt;br&gt;The GOP benefits from one set of corporate sponsors, and the DEMs benefit from another set of corporate sponsors.  Neither give a darn about people.</description>
		<content:encoded><![CDATA[<p>&#8220;the policies Clinton enacted were opposed by Republicans&#8221;</p>
<p>That&#39;s not necessarily true, Green.  The President makes the budget and it is approved by Congress.  If the GOP truely opposed Clinton&#39;s policies, then the budget would not have passed.  I&#39;m just giving credit to both parties here &#8211; where it belongs.  Clinton was an excellent executive.  But, in the GOP&#39;s defense, if Clinton would have had his way with Universal Healthcare, do you think he would have kept the surplus he had at the end of his term?  Not likely.<br />Actually, that would have been the BEST time to do something like healthcare reform.  But the GOP screwed up and didn&#39;t acknowlege it as a problem, and chose the status quo.  <br />Right now, however, when the economy sucks and the debt is already up around 7-9 TRILLION, it is the absolute worst time to do healthcare.  I only want Congress to get the deficit down and keep the &#8220;popluar programs&#8221; that we absolutely cannot do without &#8211; doing away with all of the &#8220;fluff&#8221;.</p>
<p>As far as the difference in parties go.  I do not agree.<br />The GOP benefits from one set of corporate sponsors, and the DEMs benefit from another set of corporate sponsors.  Neither give a darn about people.</p>
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		<title>By: AustinRoth</title>
		<link>http://themoderatevoice.com/52497/down-the-drain/comment-page-1/#comment-229924</link>
		<dc:creator>AustinRoth</dc:creator>
		<pubDate>Wed, 11 Nov 2009 19:26:48 +0000</pubDate>
		<guid isPermaLink="false">http://themoderatevoice.com/?p=52497#comment-229924</guid>
		<description>&lt;blockquote&gt;when it actually meant fiscal responsibility, states rights, individual rights, smaller and less intrusive government. That is not the case any more. At all.&lt;/blockquote&gt;&lt;br&gt;You will get no argument from me on that point.</description>
		<content:encoded><![CDATA[<blockquote><p>when it actually meant fiscal responsibility, states rights, individual rights, smaller and less intrusive government. That is not the case any more. At all.</p></blockquote>
<p>You will get no argument from me on that point.</p>
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		<title>By: ProfElwood</title>
		<link>http://themoderatevoice.com/52497/down-the-drain/comment-page-1/#comment-229921</link>
		<dc:creator>ProfElwood</dc:creator>
		<pubDate>Wed, 11 Nov 2009 19:17:59 +0000</pubDate>
		<guid isPermaLink="false">http://themoderatevoice.com/?p=52497#comment-229921</guid>
		<description>&quot;DaGoat, as I pointed out, no credible economist believes cutting government spending in a recession is a good idea. &quot;&lt;br&gt;&lt;br&gt;And as I&#039;ve pointed out in posts long gone, there aren&#039;t any real &quot;credible&quot; economists. They&#039;re mostly philosophers, with very little science backing them up, which is why they&#039;re close to useless in predicting economic change.&lt;br&gt;&lt;br&gt;I would think that cutting corporate welfare payments, breaking up the banks, and cutting off the bailout money would help tremendously once the slackers got out of bankruptcy court. They bubbles that are being (re)created right now are rather scary for those who are watching.</description>
		<content:encoded><![CDATA[<p>&#8220;DaGoat, as I pointed out, no credible economist believes cutting government spending in a recession is a good idea. &#8220;</p>
<p>And as I&#39;ve pointed out in posts long gone, there aren&#39;t any real &#8220;credible&#8221; economists. They&#39;re mostly philosophers, with very little science backing them up, which is why they&#39;re close to useless in predicting economic change.</p>
<p>I would think that cutting corporate welfare payments, breaking up the banks, and cutting off the bailout money would help tremendously once the slackers got out of bankruptcy court. They bubbles that are being (re)created right now are rather scary for those who are watching.</p>
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		<title>By: GreenDreams</title>
		<link>http://themoderatevoice.com/52497/down-the-drain/comment-page-1/#comment-229917</link>
		<dc:creator>GreenDreams</dc:creator>
		<pubDate>Wed, 11 Nov 2009 18:53:28 +0000</pubDate>
		<guid isPermaLink="false">http://themoderatevoice.com/?p=52497#comment-229917</guid>
		<description>Yes, debt as a % of GDP is the relevant number, just like it is for businesses, AR. Businesses view debt as a % because some debt is reasonable, but too much is too much. We have way too much. As for Nixon and Eisenhower, I DID say the the GOP has been fiscally irresponsible &quot;since Reagan.&quot; You&#039;re talking about a time when I was a Republican, when it actually meant fiscal responsibility, states rights, individual rights, smaller and less intrusive government. That is not the case any more. At all.&lt;br&gt;&lt;br&gt;As for &quot;big lie,&quot; these numbers are from the white house. You can download the spreadsheets they are based on, and believe me, every detail is backed up. The &quot;big lie&quot; is that Republicans are businesslike and fiscally responsible. They aren&#039;t</description>
		<content:encoded><![CDATA[<p>Yes, debt as a % of GDP is the relevant number, just like it is for businesses, AR. Businesses view debt as a % because some debt is reasonable, but too much is too much. We have way too much. As for Nixon and Eisenhower, I DID say the the GOP has been fiscally irresponsible &#8220;since Reagan.&#8221; You&#39;re talking about a time when I was a Republican, when it actually meant fiscal responsibility, states rights, individual rights, smaller and less intrusive government. That is not the case any more. At all.</p>
<p>As for &#8220;big lie,&#8221; these numbers are from the white house. You can download the spreadsheets they are based on, and believe me, every detail is backed up. The &#8220;big lie&#8221; is that Republicans are businesslike and fiscally responsible. They aren&#39;t</p>
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