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More Health Care Scare-Mongering

Some of our readers, I am sure, read the New York Times. Some—perhaps many—do not. They don’t know what they are missing.

Some love the New York Times. Some don’t. They have quite different feelings towards the venerable publication—too graphic to describe here. But we’ll forgive them for that.

I, for one, read, like and—most of the time—agree with the New York Times. So, sue me!

Many of the New York Times’ editorials and opinion pieces often accurately reflect my thoughts and opinions.

While there is no way the Times’ editors and columnists can express such thoughts and opinions as eloquently and lucidly as I can, I do periodically quote them.

And so it is this morning. But, before proceeding and before a thousand angry fingers start pounding those keyboards, let me say that most of the above is satire—none of what follows is. (Except perhaps for the last sentence).

Over the weekend the Times had an excellent Editorial on the “Medicare scare-mongering” that is going on, above and beyond the health care plan scare mongering.

The Times says:

It has been frustrating to watch Republican leaders posture as the vigilant protectors of Medicare against health care reforms designed to make the system better and more equitable. This is the same party that in the past tried to pare back Medicare and has repeatedly denounced the kind of single-payer system that is at the heart of Medicare and its popularity.

Sadly, according to the Times, such scare-mongering seems to be working—is scaring the bejeezus (my words) out of older Americans into believing “that their medical treatment will suffer under pending reform bills.”

As proof, the Times cites a recent New York Times/CBS News poll of 1,042 adults that “found that only 15 percent believe changes under consideration would make the Medicare program better, while 30 percent think they would make it worse.”

The Times admits that Medicare will not go untouched under the Democrats’ plans. Yes, “the Obama administration and Congressional leaders are hoping to save hundreds of billions of dollars by slowing the growth of spending in the vast and inefficient Medicare system that serves 45 million older and disabled Americans. The savings would be used to help offset the costs of covering tens of millions of uninsured people.”

But,

Far from harming elderly Americans, the various reform bills now pending should actually make Medicare better for most beneficiaries — by enhancing their drug coverage, reducing the premiums they pay for drugs and medical care, eliminating co-payments for preventive services and helping keep Medicare solvent, among other benefits.

The Times does cite one exception, a “justified one,” where some of the approximately 10 million people “enrolled in private plans that participate in Medicare — the Medicare Advantage program — might suffer a dilution or elimination of the extra benefits they get that other beneficiaries do not.”

But, there is another “but” here, the fact that Congress “granted these plans large overpayments, essentially subsidies. Most are required to use part of the subsidy to reduce charges to their beneficiaries or to add extra benefits, such as vision and dental benefits, or even gym memberships,” and that “it is unfair to force those enrolled in traditional Medicare to help foot the bill — currently $43 a year extra for each participant — to help subsidize the private plans. Federal taxpayers have contributed heavily as well.”

After providing some history on these “private plans,” the Times says, “Today Medicare pays the private plans, on average, 14 percent more than the same services would cost in traditional Medicare.” And, while “the value of an enrollee’s added benefits would shrink by more than half from current levels [they] would not disappear; they would still be worth about $500 a year in 2019.”

But back to the traditional Medicare:

What the Republicans aren’t saying…is that in important ways, coverage for a vast majority of Medicare recipients… should actually improve under health care reform.

The House legislation…would reduce and ultimately eliminate a gap — the so-called doughnut hole — in Medicare drug coverage that currently forces more than three million beneficiaries to pay for drugs entirely out of their own pockets once they hit specified spending levels.

The House bills would also waive deductibles and co-insurance for preventive care that can head off serious illness, expand eligibility for programs that assist low-income beneficiaries and provide incentives for doctors and hospitals to coordinate care, improve quality, and lower costs.

The Times does give Republicans credit for “warning that planned cuts in payments to hospitals and other health care providers might make them less willing or able to serve Medicare patients.”

“If true, that is a problem that Congress will have to address in the future.”

The Times concludes:

But the Republicans have done far too good a job at obscuring and twisting the facts and spreading unwarranted fear. It is time to call them to account. President Obama and the Democrats in Congress have to make the case forcefully that health care reform will overwhelmingly benefit Americans — including the millions of older Americans who participate in Medicare.

Well done, New York Times, you took the words right out of my mouth and put them in print, albeit not as silver-tongued as I would have.

  • DaGoat
    While there is no way the Times’ editors and columnist can express such thoughts and opinions as eloquently and lucidly as I can, I do periodically quote them.

    Nor can they match your deep humility :) .

    The NYT article seems pretty reasonable, and it does point out two areas where I think the GOP has a point. Obama has often characterized Medicare Advantage as paying extra to do what Medicare already does. Clearly that is inaccurate - Medicare does not cover the additional benefits offered by Medicare Advantage. Now if Obama wants to say that Medicare Advantage is overpriced and not worth it, that would be an honest assessment. Still, the bottom line is the people who lose Medicare Advantage would lose some benefits they may like.

    The other point is the payments to hospitals and providers, plus nursing homes, which nobody ever seems to mention. While it's popular to characterize hospitals as greedy and rich, I can assure you in rural areas this is not the case. Cuts to rural hospitals and nursing homes will mean closures, that 's the reality. In the case of nursing homes, we're talking about caring for the most helpless patients with the least voice in this process. And despite what Green Dreams likes to say, there is not much affection for Medicare among doctors right now, let alone if payments are cut.

    I do think the GOP has been mainly obstructive and not very constructive, but there still are some legitimate concerns as the NYT points out.
  • D. E.Rodriguez
    Thanks for your comments and compliments, especially about my "deep humility," satire or not :)

    With respect to your comment,

    "The NYT article seems pretty reasonable, and it does point out two areas where I think the GOP has a point. Obama has often characterized Medicare Advantage as paying extra to do what Medicare already does. Clearly that is inaccurate - Medicare does not cover the additional benefits offered by Medicare Advantage. Now if Obama wants to say that Medicare Advantage is overpriced and not worth it, that would be an honest assessment. Still, the bottom line is the people who lose Medicare Advantage would lose some benefits they may like.".

    I don't know if I quite understand what you mean by "Medicare does not cover the additional benefits offered by Medicare Advantage."

    As the Times editorial reports, “it is unfair to force those enrolled in traditional Medicare to help foot the bill — currently $43 a year extra for each participant — to help subsidize the private plans. Federal taxpayers have contributed heavily as well.”

    Reading this seems to say to me that those who are enrolled in "traditional Medicare" are footing part of the Medicare Advantage biil at the tune of $43 per year per participant, in addition to federal taxpayers contributing to is as well?? Am I interpreting this wrong?









  • JeffersonDavis
    “President Obama and the Democrats in Congress have to make the case forcefully that health care reform will overwhelmingly benefit Americans”

    Cliff's Notes:
    Force Americans to take healthcare reform that "overwhelmingly benefits Americans, even if they don't believe it, and even if they want their elected representatives to vote against it.

    Well pardon me for wanting MY representatives to vote against it. The majority of their constituents agree. The NY Times wants Congress to ignore their constituents?

    That's why the liberal media is going bankrupt.
  • D. E.Rodriguez
    "Well pardon me for wanting MY representatives to vote against it. The majority of their constituents agree. The NY Times wants Congress to ignore their constituents?"

    Correct me if I am wrong, JD, but I don't believe that either or I or the Times have any problem with you wanting your representatives to vote against "it." I also do not believe that the NY Times has explicitly or implicitly said that it wants Congress to ignore their constituents,

    But, I could be wrong...
  • DaGoat
    Reading this seems to say to me that those who are enrolled in "traditional Medicare" are footing part of the Medicare Advantage biil at the tune of $43 per year per participant, in addition to federal taxpayers contributing to is as well?? Am I interpreting this wrong?

    No you're interpreting it correctly. Here's the thing - Medicare Advantage is a bad deal for the government and most taxpayers, but for many people with Medicare Advantage it's a pretty good deal. For those people they stand to lose something they currently enjoy.

    For people on certain medications, who want certain benefits such as dental or routine physicals, people who want to just pay a co-pay, etc Medicare Advantage gives them something Traditional Medicare does not. Now if you've ever heard one of Obama's town halls he always makes the point no one will have to change their current insurance under his plan (whatever that is) and that Medicare Advantage just covers things Medicare already covers. Both of those points are untrue.

    The people who like Medicare Advantage will be SOL under Obama's plan. Now you may say "too bad, it's too expensive", but most politicians don't have the guts to come out and say that.
  • shannonlee
    I for one say yes...they should ignore their constituents. This is the reason we have a representitive democracy. Sometimes the mob doesn't know what is best for them. If we did everything by popular vote we would have the same situation at the federal level as California has at the state level.

    Your average american simply doesn't have much of a clue. They are informed by their favorite news source that specialize in reaffirming their viewers' belief systems.
  • Leonidas
    There is fear mongering on both sides of this, lots of fact exaggeration and Spin, ie., the norm for DC.

    To bad politicians from both sides and sit down for a moment, put the rhetoric and partisanship and the thousand page plus proposals aside an think about the areas that there are less disagreement on, patch up those differences in a civil manner and them move on to the areas with the next least amount of disagreement and proceed in the same manner.

    They are simply wasting time in getting the less controversial items done and implemented for the American people. Pretty sad that they can throw the partisanship aside and even pass those things that they do for the most part agree on. They can't see the trees for the forest and the American people suffer as a result.
  • D. E.Rodriguez
    DG:

    "The people who like Medicare Advantage will be SOL under Obama's plan. Now you may say "too bad, it's too expensive", but most politicians don't have the guts to come out and say that“"

    Thanks, DG.

    No, I don't think I would say that. However---and, again, if I understand Medicare Advnatage correctly---
    it seems to me that those on that program have been having a "somewhat free ride." (At least to the tune of the aforementioned Medicare participants' and other taxpayers' contributions) , and while , as the Times says, "the value of an enrollee’s added benefits would shrink by more than half from current levels [they] would not disappear; they would still be worth about $500 a year in 2019.”

    Perhaps we all need to tighten our belts a little bit to make healthcare a little more available to all Americans (Oh, there's that terrible liberal [Socialist?] thought).
  • tidbits
    Leonidas -

    You make a very good point that both sides are playing political games at the expense of the people. R's want to knock the D's down using obstructionism and hyperbole, thinking it will help them in 2010. The D's, understanding they will probably lose seats in an off year election, want to ram through as much as possible while they have the votes, including those parts that are ill conceived, and additionally want this wrapped up in '09 to minimize it as an election issue going into the 2010 elections.

    When you say that this is "the norm for DC", you hit exactly right, I think.
  • ordinarysparrow
    Thanks Dorian for this article. . . an issue i have thought about and have been reluctant to bring up because it has been such a battle cry for those opposing reform concerns the truth that the lion's share of medical expense in this country goes for the last six months of life. . . Has the New York Times or anyone addressed this issue without the contamination of death panel hysteria?. . .But perhaps this issue cannot be addressed through political/medical reform but needs education about accepting that death is inevitable and often we prolong life because as a society we have placed a cloak of silence and fear around death?

    I would not bring this subject up except would like to hear what Dorian, DaGoat or anyone that can speak to it without turning it into death panel scare rhetoric. But is it possible to address the issue of financial reform without speaking of where the largest cost reside?
  • D. E.Rodriguez
    That's quite a compliment...and a tall order, ordinarysparrow. I'll give it a try to address what the magnitude is of expenses devoted to the last six months of life. Hopefully you are just referring to medical and counselling costs, not all the other associated costs such as long term care, nursing homes, etc?

    If any of the readers have an idea, please jump in, but as OS says "without turning it into a death panel rhetoric"

    It may take me a while, and /or it may come in the form of a post

    Dorian





  • kathykattenburg
    If there is fearmongering, lots of fact exaggeration, and spin, on both sides of this, then there really is no way for anyone to have an opinion one way or the other about health care reform, or to take a position, or come down on any one side or the other, because everyone, on both sides is equally wrong and equally right in equal measure.

    It's kind of comforting, in a way. Whatever happens is alright, because everyone is off-base and everyone has a point.
  • Leonidas
    LOL Kathy if that were the case lets save ourselves the trouble and expense and do nothing in comfort. =P
  • DaGoat
    Ordinarysparrow you ask great questions which as you suggest are not being addressed seriously. 5% of Medicare recipients are in their last year of life but 30% of Medicare payments are for the last year of life. That's a little bit misleading since when you are diagnosed with a severe illness you don't know whether you will make it or not, so it's usually reasonable at first to spend money in hopes that you will get better. At some point though it's pretty obvious all hope is lost but people continue to request treatments that are ultimately futile.

    There are many many factors involved but the usual reason for futile care is either the doctors, patients or families cannot bear to say "enough". Within that are many varied and strongly held beliefs depending on training, culture and family dynamics. Since those opinions are so disparate and strong I believe the only way to reduce costs in this area is by government mandate, ie decisions made based on actuarial and financial evidence. This is one area I think countries with nationalized health care do better than the US, mainly out of budgetary necessity. I don't think better education on the topic will help for generations, if ever.

    Neither party is set up to take this on right now. The GOP has made the completely ridiculous claims of death panels. The Democrats have made some little peeps about studying "what works and what doesn't" but haven't dared to confront the issue of end-of-life care directly. I think the US is not ready to talk about what amounts to rationing, although it certainly needs to.
  • D. E.Rodriguez
    Thanks for jumping in DG.

    Ordinarysparrow, pls. let me know if this answers your questiom

    Dorian
  • Even if we accept the argument that the government subsidizes Medicare Advantage too much, I don't see how you can say that both of these things are true:

    1) We will cut payments to private Medicare Advantage plans
    2) Nothing in this bill will require you to change your insurance if you like it

    Clearly, if we cut payments to private Medicare Advantage plans, private insurers will either cut benefits, require more in premiums, or will decide to get out of the MA business all-together (thus forcing their customers to lose their current insurance). The reverse effect (when subsidies were increased) was noted by the CBO: http://www.cbo.gov/ftpdocs/79xx/doc7994/04-11-M...

    In 2004, Medicare Advantage plans accounted for 13 percent of enrollment in Medicare, the lowest level since 1996. Over the past two years, however, enrollment in those health plans has increased to about 19 percent of all enrollment, or 8.3 million beneficiaries. That increase resulted from changes enacted in the Medicare Modernization Act that increased payment rates and added the prescription drug benefit to complement the medical benefits provided under Parts A and B of Medicare. CBO projects that enrollment in Medicare health plans will continue to increase rapidly in coming years, to 22 percent of total Medicare enrollment in 2008 and 26 percent by 2017 (see Figure 1).


    So if MA plans became more attractive when subsidies increased, when those subsidies decrease, how can you argue that those plans will remain as they are now?

    This ties into the argument about who is spinning. I would agree that most of the "far out there" rhetoric is coming from the right these days (with the notable exception of the most prominent hitler poster, which is actually a product of a left-wing group). But that fits the pattern as I see it: the party out of power has little to lose and a lot to gain from promoting conspiracy theories and general public unrest. The party in power tries to keep people calm (except to promote some fear of what might happen if they should lose power) and pretend it has got all of its t's crossed. That was true when Bush was in office also. Both sides spin, but in different ways. And no, it doesn't mean both sides are equally wrong--just that the spinners are wrong (the question of which side of spinners is more wrong is unrelated to which side of the genuine argument is more wrong).
  • ordinarysparrow
    Thanks DaGoat and Dorian that does help. It illuminates more concerning the proposal in the bill that would of allowed Medicare to reimburse doctors for talking with patients who have questions or in need of education concerning end-of-life issues. . . the way i see it; a path between the natural tendency of families to want heroic procedures and the government setting medical restrictions to curtail the end of life cost would be to have doctors more involved with the patient and family beyond the technical role of tests and procedures. Reimbursement for old-fashioned Doctor communication where an involved respected medical authority might have been the most low cost formula for education about the all too often futility of high cost medical procedures at end of life.

    It is crazy when our Country desperately needs health care reform, and as it is carried out in the political carnival hallways of mirrors, reform turns into deform. . .
  • JeffersonDavis
    Wow.
    So instead of a democracy, you support an academic oligarchy. Nice.
    The situation in California is just fine. Their financial situation is messed up due to the politicians. However, their direct propositions have nothing to do with their financial mess.

    My Congressmen do not represent me or the majority of their constituents. Yes, we can vote them out in 2010 and 2012 (and we will if they continue). If the DNC cares about keeping control of Congress, they'd better be careful about forcing this issue.
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