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	<title>Comments on: Dial in, Turn off, Opt out</title>
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	<link>http://themoderatevoice.com/21085/dial-in-turn-off-opt-out/</link>
	<description>An Internet hub for moderates, centrists, and independents, with domestic and international news, analysis, original reporting, and popular features from the left, center, and right</description>
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		<title>By: Jazz</title>
		<link>http://themoderatevoice.com/21085/dial-in-turn-off-opt-out/comment-page-1/#comment-138823</link>
		<dc:creator>Jazz</dc:creator>
		<pubDate>Tue, 15 Jul 2008 21:54:19 +0000</pubDate>
		<guid isPermaLink="false">http://themoderatevoice.com/religion/ideologies/capitalism/21085/dial-in-turn-off-opt-out/#comment-138823</guid>
		<description>I can relate, thebrowze. When I got married we had three credit cards. Each of us had a &quot;major&quot; card and we also had a Sears card from when we bought a new clothes dryer and they offered almost 10% off if you signed up for one of their credit cards and charged the appliance. I&#039;m embarrassed to say we had run up a hefty debt on one of the major cards, but we saved up and paid it off. When we did, before we could even cancel it, they had sent us two checks for 5 grand &quot;inviting&quot; us to &quot;use the money&quot; to make our lives better. We ripped them up, but they certainly do try to trick people into getting further into debt.</description>
		<content:encoded><![CDATA[<p>I can relate, thebrowze. When I got married we had three credit cards. Each of us had a &#8220;major&#8221; card and we also had a Sears card from when we bought a new clothes dryer and they offered almost 10% off if you signed up for one of their credit cards and charged the appliance. I&#39;m embarrassed to say we had run up a hefty debt on one of the major cards, but we saved up and paid it off. When we did, before we could even cancel it, they had sent us two checks for 5 grand &#8220;inviting&#8221; us to &#8220;use the money&#8221; to make our lives better. We ripped them up, but they certainly do try to trick people into getting further into debt.</p>
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		<title>By: thebrowze</title>
		<link>http://themoderatevoice.com/21085/dial-in-turn-off-opt-out/comment-page-1/#comment-138821</link>
		<dc:creator>thebrowze</dc:creator>
		<pubDate>Tue, 15 Jul 2008 20:46:05 +0000</pubDate>
		<guid isPermaLink="false">http://themoderatevoice.com/religion/ideologies/capitalism/21085/dial-in-turn-off-opt-out/#comment-138821</guid>
		<description>I opted-out about two years ago and now almost never receive pre-approved offers for credit cards.&lt;br&gt;&lt;br&gt;Unfortunately it doesn&#039;t keep the bank with which I have a credit card from sending me ridiculous cash advance checks or balance protection plan offers....NO THANKS</description>
		<content:encoded><![CDATA[<p>I opted-out about two years ago and now almost never receive pre-approved offers for credit cards.</p>
<p>Unfortunately it doesn&#39;t keep the bank with which I have a credit card from sending me ridiculous cash advance checks or balance protection plan offers&#8230;.NO THANKS</p>
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		<title>By: Jazz</title>
		<link>http://themoderatevoice.com/21085/dial-in-turn-off-opt-out/comment-page-1/#comment-138820</link>
		<dc:creator>Jazz</dc:creator>
		<pubDate>Tue, 15 Jul 2008 20:24:02 +0000</pubDate>
		<guid isPermaLink="false">http://themoderatevoice.com/religion/ideologies/capitalism/21085/dial-in-turn-off-opt-out/#comment-138820</guid>
		<description>Oh, that stinks! Well, I&#039;m giving it a try and will let you know if it seems to be working any better.</description>
		<content:encoded><![CDATA[<p>Oh, that stinks! Well, I&#39;m giving it a try and will let you know if it seems to be working any better.</p>
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		<title>By: jdledell</title>
		<link>http://themoderatevoice.com/21085/dial-in-turn-off-opt-out/comment-page-1/#comment-138817</link>
		<dc:creator>jdledell</dc:creator>
		<pubDate>Tue, 15 Jul 2008 20:17:55 +0000</pubDate>
		<guid isPermaLink="false">http://themoderatevoice.com/religion/ideologies/capitalism/21085/dial-in-turn-off-opt-out/#comment-138817</guid>
		<description>I&#039;ve been part of OPT Out since it started and it has not slowed the pre-approved credit card offers one bit - I still get at least one/day. There is no penalty for companies not honoring it.</description>
		<content:encoded><![CDATA[<p>I&#39;ve been part of OPT Out since it started and it has not slowed the pre-approved credit card offers one bit &#8211; I still get at least one/day. There is no penalty for companies not honoring it.</p>
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		<title>By: Jazz</title>
		<link>http://themoderatevoice.com/21085/dial-in-turn-off-opt-out/comment-page-1/#comment-138816</link>
		<dc:creator>Jazz</dc:creator>
		<pubDate>Tue, 15 Jul 2008 17:47:35 +0000</pubDate>
		<guid isPermaLink="false">http://themoderatevoice.com/religion/ideologies/capitalism/21085/dial-in-turn-off-opt-out/#comment-138816</guid>
		<description>Mine was in the mid 700&#039;s last time I checked and I swear I must get a minimum of four of these per week. And yes, we&#039;re so paranoid that we actually shred them all. That&#039;s why I was so thrilled to find out about this service. And it&#039;s free!</description>
		<content:encoded><![CDATA[<p>Mine was in the mid 700&#39;s last time I checked and I swear I must get a minimum of four of these per week. And yes, we&#39;re so paranoid that we actually shred them all. That&#39;s why I was so thrilled to find out about this service. And it&#39;s free!</p>
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		<title>By: Rambie</title>
		<link>http://themoderatevoice.com/21085/dial-in-turn-off-opt-out/comment-page-1/#comment-138815</link>
		<dc:creator>Rambie</dc:creator>
		<pubDate>Tue, 15 Jul 2008 17:35:20 +0000</pubDate>
		<guid isPermaLink="false">http://themoderatevoice.com/religion/ideologies/capitalism/21085/dial-in-turn-off-opt-out/#comment-138815</guid>
		<description>Thanks Jazz.   It&#039;s not that my credit rating is all that good but just in principal .</description>
		<content:encoded><![CDATA[<p>Thanks Jazz.   It&#39;s not that my credit rating is all that good but just in principal .</p>
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